Howard Frith

Old age and memory loss will often sneak up on us. You’re standing in the kitchen, and for the life of you, you can’t remember why you walked in there. Sound familiar? It’s a common occurrence among older adults. But understanding why this happens is the first step towards managing it. There are a few … Read more

 I’m going to take you through the initial steps you need to know about financial planning for an online business. Now, this isn’t just about estimating your startup costs; it’s also about understanding the recurring expenses that will come into play once your virtual doors are open. Forecast your budget carefully to avoid surprises down … Read more

  I’m going to guide you through the maze of factors that influence your retirement age. It’s not just about picking a number; it’s about understanding the complex interplay of variables that shape when you can and should retire. Retirement age isn’t a one-size-fits-all proposition. It’s deeply personal and varies widely depending on where you … Read more

  I’m going to kick things off by demystifying affiliate marketing. It’s a term you’ve probably heard a lot, but what does it actually entail? At its core, it’s about promoting other people’s stuff. Let’s say you have a blog or a social media following. You can leverage that audience to market products or services … Read more

How does marijuana intersect with the lives of seniors? It’s fascinating to see how the perception of cannabis has evolved over time, especially considering the historical context of its use and the long road to its legal status in many parts of the United States.. Not that long ago pot was demonized, caught in the … Read more

  I’m going to kick things off by reflecting on the imagination of my younger self. We often look at retirement as this distant, almost mysterious phase of life that seems so far away we can barely grasp its reality. You see, as a young man, I saw retirement as an illusory thing, something that … Read more

Transitioning into retirement isn’t just a change in your daily routine; it’s a whole new approach to your finances. Say goodbye to the paycheck you’re used to and hello to managing a fixed income. It’s crucial to differentiate between fixed and variable expenses now that you’re in this new phase. Your fixed expenses – things … Read more

I’m going to take you on a journey back to the time when learning was as natural as breathing. Remember those carefree childhood days when curiosity led the way? That’s the innate art of learning I’m talking about. But here’s the twist; as adults, this once second nature has become more like a forgotten friend. … Read more

So, you’ve stepped into retirement. That’s a big leap, but it doesn’t mean your professional life closes its doors. In fact, retirement opens up a whole new realm of possibilities – part-time work being one of them. Why stay idle when you could be adding not just to your wallet, but also to your well-being? … Read more

I’m going to walk you through the initial, and arguably most crucial, step in starting an online business: finding your niche. This isn’t just about picking a random area of interest; it’s also about where you can provide unique value and stand out in the marketplace. You’re going to find out how essential it is … Read more